Up to 60% of your
transformation, co-financed.
Capital cost should never be the reason your business doesn't transform. Greek national schemes and direct EU mechanisms can cover 50–60% of your eligible investment — Digiform checks both.
Ψηφιακός Μετασχηματισμός ΜμΕ
Digital Transformation of SMEs.
Greece's EU-co-financed digital transformation scheme, run under ΕΣΠΑ 2021–2027. Three tiers, scaled to how digitally mature your business already is — you don't need to guess which one fits; that's part of our assessment.
Fits businesses that have limited digital tooling today
Fits businesses that already have some digital tools, ready to expand
Fits businesses that are digitized and pursuing AI / Industry 4.0
*60% applies in Western Macedonia, North/South Aegean, Crete, and select municipalities; 50% elsewhere.
Call status, exact figures, and regional uplifts change — Digiform reverifies before every application.
Digiform's consulting fees are eligible expenses under both tiers. Your investment with us can be partially reimbursed by the grant.
Eligible and ineligible expenses.
Eligible expenses
- Hardware purchases (servers, devices, peripherals)
- Software licences and SaaS tools (annual, upfront)
- Cybersecurity tools and implementation
- Process automation and low-code platform subscriptions
- Digital strategy consulting fees
- Employee training for digital tools
- Website and e-commerce infrastructure
Not eligible
- Ongoing SaaS subscriptions (monthly, after grant period)
- Internal staff costs or salaries
- Marketing campaigns and advertising spend
- General-purpose hardware (not used for digital transformation)
- Travel and accommodation costs
- VAT (if recoverable by the company)
Eligibility criteria vary by member state and scheme. Digiform performs a full eligibility assessment before any application is submitted.
Three steps.
Full transformation designed.
1# Digiform assessment covers:2# - Current workflow inventory3# - Digital maturity score (1-5)4# - Skills and resource gaps5# - Quick-win opportunities6# - Transformation risk profile7#8# Output: assessment-report.md
Funding that skips
the national process.
Most SME grant money in Greece runs through national schemes like the one above — the EU funds it, but Greece designs and administers the calls. A smaller, separate slice of EU funding is paid directly by the European Commission itself, with no national administration in between. Digiform checks these for every client too.
These aren't a replacement for the national scheme — they're additional, and Digiform checks both as part of every funding assessment.
Reimburses part of the cost of registering a trademark, design, or patent, paid straight to your account by the EU's IP office. Fast, small-ticket, and a natural fit if you're formalizing a brand.
A direct EU call specifically for tourism-sector businesses, relevant if you're in the yachting, charter, or marina-services space.
Larger grants (up to €2.5M) plus investment for genuinely innovative, scalable ventures. Not a fit for standard digitalization, but worth knowing about if you're building something novel.
Grant questions answered.
The primary scheme for Greek SMEs is Ψηφιακός Μετασχηματισμός ΜμΕ, with three tiers covering €18,000 to €650,000+ in eligible investment at 50–60% co-financing. Which tier fits depends on your current digital maturity — part of what Digiform assesses upfront. We also check direct EU mechanisms (like the EUIPO SME Fund) that don't run through the national scheme at all.
Most EU grant schemes operate on a reimbursement basis — you incur the costs, submit evidence, and receive the grant payment. Some schemes offer advance payments for part of the grant. Digiform manages the claim process and helps you plan cash flow accordingly.
From initial assessment to submitted application typically takes 4–8 weeks. Grant decisions vary by scheme and member state — typically 2–4 months. Digiform prepares applications in parallel with starting your transformation work so you don't lose time waiting.
No — and any consultant who claims otherwise is not being honest. We perform a thorough eligibility assessment before committing to an application, and we only proceed if we believe your project is strongly eligible. Our track record on applications we do submit is strong.
Yes. Digital strategy consulting fees are eligible expenses under the Ψηφιακός Μετασχηματισμός ΜμΕ scheme. This means part of what you pay Digiform can be reimbursed by the grant, effectively reducing the net cost of your transformation.
The EU schemes apply to businesses registered in EU member states. If you are based in a non-EU country (e.g. UK post-Brexit), equivalent national schemes may still exist. Contact us and we'll identify the most relevant funding options for your location.
Yes. Most SME grants (including the scheme above) are EU-funded but nationally administered. A separate category — the EUIPO SME Fund, the Single Market Programme, and the EIC Accelerator among them — is paid directly by EU bodies with no national step in between. Fit varies a lot by mechanism (some are IP-cost reimbursements, others need real innovation credentials), so Digiform checks these alongside the national scheme rather than instead of it.
Ready to start
your transformation?
Book a free discovery call. We'll map your current processes, identify your biggest transformation levers, and outline a funding strategy — no commitment required.
Free 45-minute discovery call · EU grant advisory included